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Myths of First Time Home Buyer and Down Payment Assistance Programs


Written By Linda Wallace There is a lot of information out there regarding home financing and many potential buyers are often stopped from pursuing all their options because of preconceived ideas about the process of purchasing a home.  When it comes to buyers attempting to enter or re-enter the market, the terms first time home buyer (FTHB) and down payment assistance (DPA) are often thrown into the mix.  While these programs can be useful to some, they are not for everyone and[...]


The Do's And Don'ts


Written by Maria Virgen    DOS AND DON’TS WHEN PURCHASING A HOME Buying a home is a major investment and one of the most important decisions of your life. It does not matter if you are a first time homebuyer, purchasing your 2nd home, or an investor the do’s and don’ts are the for the most part the same. Some of the most important DO’s are: DO talk to a mortgage loan officer- if you don’t feel like you are 100% ready to purchase a[...]


The Market Now...


Written by Robert Van Essen While fluctuations in real estate values and mortgage interest rates are expected to occur in any given time period, it must be said that the real estate and mortgage markets have experienced exceptional volatility during the  period from 2008 to 2018.  During this period homeowners have seen the values of the their properties decrease by as much as 50% and then regain these values in succeeding years;  at the same time borrowers have witnessed[...]


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