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Strategy is Always Better than Quick

10-14-2019

Written by Mike Boerlin I just got back from a three day very intense mortgage banking conference our mortgage bank puts on for our industry leaders.  Make no mistake about it, we are living in very “disrupting times” for many business models.  Just look at Amazon trying to get into the food business, Uber and Lyft go toe to toe with the taxi business and Web MD telling folks how to fix themselves.  In fact on this trip I used Lyft (don’t have an Uber[...]

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Is a Reverse Mortgage Loan for You?

10-02-2019

Written by Doug Lanzaro A reverse mortgage is a government-insured home loan that allows you to convert a portion of the equity in your home into cash. Unlike a traditional mortgage or home equity loan, the homeowner is under no obligation to make monthly repayments. If you are 62 and own a primary residence you can leverage the equity in your home to have the cash flow you need to enjoy comfort and security in your retirement. Here are just some of the benefits of a Reverse[...]

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Why get a Pre-Approval when looking for a New House?

09-03-2019

Written by Bob Walker Getting pre-approved is your first best step. As you likely know or are finding out, buying a house in this real estate market is like stepping into a competitive arena. You need to obtain a mortgage to buy in most cases. Getting a vetted and complete pre-approval makes you prepared while house searching and will set you apart from those who have not. You can locate the right properties based on your budget and can negotiate with confidence and successfully close[...]

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