The 4 Benefits Of Working With A Referral Based Mortgage Lender

December 29th, 2020

There are many kinds of mortgage lenders, however, Summit proudly wears the badge of being 100% referral based… but what does that even mean?

It means our business is built 100% off the recommendations we receive from our trusted clients. This means we don’t spend time filling your mailbox with gimmicky teaser rates or purchase your information in bulk from credit reporting agencies but instead spend the time focusing on delivering a customer experience that is second to none.

Working with a company that is referral-based means that you get to benefit from the following:

Realistic Expectations

One of the most common complaints we hear as mortgage lenders is closing late. As a mortgage advisor, it is our job to set the expectation of how long your loan will take to close to ensure that you can work with your Realtor®, moving companies, and your current residence to coordinate a smooth move. There is nothing worse than getting ready to move into your new home, pack all your things only to find out that it's going to be much longer than anticipated. Working with a lender that is based on referrals makes certain that you can trust their timelines.

We Spend Time Focused On Our Clients, Not Telemarketing

Internet-based lenders spend a majority of their time focused on calling families and coercing them into loan application appointments. We, however, spend our time focused on you. That means that when working with Summit you can always expect access to us. This allows us to:

  • Proactively communicate to you about loan milestones
  • Address issues before they cause delays
  • Educate you on the process
  • Take the time to build a mortgage plan

You Can See The Proof For Yourself

The best part of working with a referral-based lender is that you can see the proof for yourself. If you were referred to us or saw our great reviews online, you see the experiences that others had before you and you can sleep safe knowing that your family’s home is safe with us. Buying a home is one of the biggest purchases you will ever make in your life and it is not a decision you want to take lightly.

We Are Your Lender for Life

As a referral-based lender, our goal is to work with you for the rest of your life. Whether you want to refinance your mortgage, need a referral to a local contract or your friends/family need help with financing, we want to be your local resource. This means that unlike most lenders, we won’t drop you as soon as you close your loan. Expect to hear from us frequently, be invited to client appreciation parties, and even run into at local events. As your lender for life, it is our goal to

If you are looking to work with a lender that puts you and your family first, click here and schedule your appointment with one of our mortgage specialists. They will spend time with you to go over your options, build a plan, and get you into your home safe and sound.